Moving to Naples? Your First 30 Days Checklist
Congratulations on your move to Naples! Between unpacking and finding your favorite beach, there are a few Florida to-dos with real deadlines. Here's the checklist I share with my relocating clients.
1. Get your Florida driver license (within 30 days)
New residents have 30 days after establishing residency to get a Florida driver license. You'll need to apply in person, so book an appointment with the Collier County Tax Collector early, since spots can fill up.
2. Title and register your car (within 10 days)
Florida asks new residents to title and register their vehicles within 10 days. You'll need Florida auto insurance first, and out-of-state vehicles need a VIN verification.
3. File for your homestead exemption (by March 1)
If you own your home and it's your permanent residence on January 1, you can apply for Florida's homestead exemption with the Collier County Property Appraiser. The deadline is March 1. Homestead can lower your taxable value by up to $50,000 and limits how much your assessed value can rise each year, so don't miss it.
4. Set up your utilities
Electric: Florida Power & Light or LCEC, depending on where you live
Water and sewer: City of Naples, Collier County Utilities, or a private well and septic system in areas like Golden Gate Estates
Trash and recycling: usually handled through the county or your HOA
5. Make a hurricane plan
Hurricane season runs from June 1 to November 30. Find out your evacuation zone, keep copies of your insurance policies, and put together a basic supply kit before the season starts.
6. Review your insurance
Check whether your home is in a flood zone and talk to your agent about flood coverage, even if your lender doesn't require it. New flood policies usually have a waiting period before they take effect, so don't wait until a storm is on the way.
7. Register to vote and update your address
Once you have your Florida license, you can register to vote and update your address with the post office, your bank and the IRS.
Still looking for the right home?
I've lived in Naples for 26 years and love helping new neighbors settle in, in English or Spanish. Send me a message, or grab my free Naples Buyer's & Relocation Guide.
This checklist is general information, not legal or tax advice. Check with the Florida DHSMV, the Collier County Property Appraiser and your insurance agent for the latest requirements.
